help i need

i am having a hard time budgeting and planning. this is weird because i am one of those people who likes to work out every single detail and i can tell you the balance on all my bank accoutns and credit cards and the minimum payments and the date that they are due but for some odd reason i am getting blindsided by those things which i have been looking forward to doing, hmmmm so yeah
do you any advice
and no this is not a bout of procrastination