Dream Home YIKES

Mortgages, mortgages, mortgages I’ve been thinking of my home with all the trimmings, white picket fence, dog, cat and 2. 5 kids but then somewhere in my musings the word refinance pops up and my day dream becomes a nightmare. California Mortgage Refinance is basically Cali’s way of telling us non-cali people that we need to either earn more money to move out of this wonderful state.I mean my cousin has a place in Indiana and it costs appro. One-fifth of my dream home and it has more rooms.Anyway enough with the whining, I don’t think I am leaving this state any time soon. Ciao.